With an increase in competition being seen in the market across all segments it was not long before banks came out with strategies to lure more clients by selling credit cards. In an effort to be more competitive and snare a larger share of the clientele, they resorted to tactics which appealed to people. Thus [...]

Having a bad credit score is not uncommon these days. Considering the recession we are now climbing our way out of, many people are in need of financial repair. For whatever reason, be it a job lay off, unforeseen medical expenses, or perhaps they are a new college grad with zero credit and tens of [...]

It can be very hard to secure any kind of financing or credit if you have a poor credit rating. In fact, since the global financial crisis even people with good credit ratings have been finding it more difficult to be approved for finance. However, not all hope is lost as there are still a [...]

Filing for bankruptcy is a serious decision. The government wants to make sure every person considering this action is fully aware of the consequences and the alternatives. Since the bankruptcy laws were changed in 2005, it is now mandatory that anyone who intends to file Chapter 7 or Chapter 13 bankruptcy receives credit counseling sometime [...]

Whether you wish to transfer the balance from one credit card to another card, or are thinking of ways to lower the cost of a $15,000 car loan with an interest rate of 7%, you are undoubtedly going to want to consider transferring the balance to a 0% APR balance transfer card. Before you settle [...]