As an insurance mentor with over 30 years of selling and marketing experience, I can tell that one of the most over looked career opportunities today is the insurance industry. Selling life insurance is a fantastic opportunity, but it does not fit everyone.

Teachers, educators and communication specialist are some of the best people to come into the life insurance selling profession.  Why? Because our job as a life insurance sales person is to communicate ideas to people, as well as educate them.  Plus you want to be an extrovert and not an introvert.  Type A would be good also.

One of my best producers, a few years back was a young man who just graduated college with a communication degree. I never even knew they had some thing like that.  But he just took off gang busters and was the top producer in our agency for a number of years and then he went on to management.

The great thing about this career is a person can build a fantastic career with very little or no up front capital requirement, and create a substantial income.

They can expand into management and even move on to corporate.

The life insurance industry has made it tougher for part-time people and the fly by nighters over the last 10 years. The Insurance agent’s sales force has shrunk to about 1/2 of what it use to be because of a more positive approach as to who the insurance companies are hiring today.

What does this mean to a new person? Quite simply, there is a bigger piece of the pie for you and less competition. There is more opportunity to build solid and stable careers in a bad economy with the insurance industry.

Today’s insurance professional enjoys the opportunity to work with banks, CPA’s, attorneys and many others to assist in their client’s welfare.

It is a very professional business.

Insurance professionals can work in a number of areas such as:

..Selling life insurance

..Selling Property and casualty Insurance

..Selling Medicare supplements

..Selling Annuities and annuity marketing

..Selling Business insurance

..Selling Disability insurance

..Selling Health Insurance

And in each of these career fields a person can specialize in what we call specific target marketing such as:

..Small business insurance

..Mortgage term life insurance

..Estate planning

..Structured settlements

..Plus many more specialty areas.

Read more about “How to become an insurance agent”, along with many articles and training concepts to help existing and new agents succeed in the insurance industry and building stable careers in a bad economy at www.an-insurance-agents-career.com/insurancejobs.html.

How many of you walk by money on the ground without picking it up? The average American who lost their job last year was between 30 and 50 years old. That is anywhere from 16 to 36 years on the job. Do you know that if you were to save 25 dollars per month in a mutual fund that averaged 12% for 20 of those years you would have a total of $24,978.70 Right now? What about penny stock? If you would have pick up every piece of money that you saw lying on the ground and put it into a mutual fund earning 12%, assuming you would pick up on average about $3.60 per year for the last 30 years, you would have saved over $1,058.97. $3 per year or even $25 per month is really not that much out of your budget.

How would you life be different if when you lost your job or when you got demoted you had an extra $25,000 in the bank to help you out until you found another source of income? I bet it would have been life changing. You would at least had enough money to purchase your own private health insurance to keep your family protected. If you can find an Entry Level Finance Jobs you should.

So many people are looking for entry level finance jobs right now because they want to be educated. There is nothing wrong with wanting the education but you do need to know what you are getting yourself into before accepting any entry level finance jobs. We are in this economic position because of the pride and selfishness of few big financial companies. Finance is where it’s at. Don’t get me wrong, but do you really want to work for a company that encourages you to take advantage of people in order for you to get a bigger paycheck? I don’t think so.

The best way to find entry level finance jobs is to do your homework. Don’t take the easy way out and just take what you get. Know what you are getting yourself into before you jump into something that will make you second guess your morals and values. Some entry level finance jobs can come with pretty enticing offers such as great insurance or a decent signing bonus. If you don’t feel good about what you will be doing every single day don’t let the up front gratification fool you into something you will regret.

Here at The Living Business I try to bring you all of the financial information that you need to make good decisions. I am not here to make you believe everything that I say; I am here to give you my opinion and to lead you to the experts who can help you personally. I have many amazing friends that I have linked to throughout this site to help you get all the info you need. If you see a link that you like take a look at it. I won’t feel bad at all if it takes you away from my page. I am here to give you information that will help you find the right financial answers for your family and if you can’t find them here then I will try and point you in the best direction possible.

Business sense and common sense needs to prevail.

(Basic common sense class 101=.Refer back to economics 101)

You cannot be taxing the medical suppliers and raising taxes on insurance companies (as indicated in this Bill) and having another layer of government agencies involved and expect the insurance premiums to go down. Even the simplest mind has to realize that those costs will have to be passed through to the consumer. (Of course, our elected leaders never attended Economics 101) Their operating economic policies are called (Economics deep pockets 101), meaning they can just continue to tax the people to make something work. No scientific data needed here.

Another big bucket of our money for the Washington Boys to play with

But here is the really big concern. If this health bill passes, all we have done is give the thieves in Washington another bucket of money to play with and they will use to meet deficits and then tell us they need to raise taxes again. Just like social security and Medicare, they used those funds till they broke the bank and now they have no way to pay that back. And they now want to add another entitlement program. Are we going to really let them do this to us at such a critical time in our economy? They have never run any of those programs in a business-like manner. Why, because we just let them keep taxing us, taxing us and taxing us, because they know they can get into the taxpayers deep pockets by just raising taxes. What part of the word stupid don’t we understand?

To quote Margret Thatcher “socialism is a great idea till you run out of other people’s money.

Well guess what, this is really what is happening today. We are screwing our next generation big time. The government is already printing bogus money, borrowing billions from China, (Our Leaders have given already China a first mortgage on our country’s assets last year.)

They are now looking to create another tax bucket, as well as creating new ways to tax the free enterprise community, etc.  Why, because they cannot make due by taxing the entire working force. So they move to the next level and then the next level and so on. They can’t get enough money from the entire working population, so let’s tax, the rich, let’s tax the business community, and let’s penalize those who won’t play our health care game, and so on.

The way for real change

Yes there needs to be changes in the health care system. But how we are approaching it is the absolute wrong way. Our culture towards the health care delivery system must change. We need to streamline health care in our society. The insured’s, the doctors, hospitals, lawyers and insurance companies need to sit down and come together and start taking accountability for the problems that each segment is creating. If not, this national health bill concept will tax us to levels beyond our imagination.

Remember, there is only 100 cents in a dollar.

Our Country, our morality, our integrity, our freedom, our American way is being given away piece by piece, day by day and these politicians cannot see it, because they live in their world and not ours. Please speak up and write or E-mail this article or any parts of it to your senators and congress people if you agree with any of this.

We need some other people to chime in on what they think. Let us know your thoughts.

Thanks…Ted

See Part 1 on the National Health Care Bill